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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 2 - Section 2.3 - SubSection 2.3.3

Top States and Districts in terms of Loan Outstanding

At the end of FY 2024, the top ten states accounted for 83% of the microfinance industry's loan outstanding, with Bihar leading at ₹65,487 crore, followed by Tamil Nadu and Uttar Pradesh. The top 25 districts, primarily from Bihar and Tamil Nadu, represented 18% of the total industry portfolio, with 11 districts exceeding ₹3,000 crore in loan outstanding.

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India Country

Top 10 States in terms of Loan Outstanding (₹ in Cr.)

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Total Sum of Top 10

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Cr Rs. of Loan Outstanding

Top 10 States in terms of Loan Outstanding (₹ in Cr.)
Top 10 States in terms of Loan Outstanding (₹ in Cr.)
State/UTLoan Outstanding (₹ in Cr.)
Bihar65487
Tamil Nadu58239
Uttar Pradesh46304
Karnataka42560
West Bengal40328
Maharashtra33304
Odisha25615
Madhya Pradesh24870
Rajasthan18144
Kerala14159